If you are a student or have recently graduated, then there a large number of bank accounts and financial products designed specifically for you. Although students used to be much derided for the large government grants they received, those days are long gone and students today have to be financially astute in order to avoid large debts. If you are a student or recent graduate then here are some tips about the types of accounts to look for.
Why so many student accounts?
Student and graduate accounts are more and more common, and they usually have a wide range of features and good rates. Although students are generally fairly poor and cannot pay back money they borrow, banks want to offer these accounts to students in the hope that they will remain loyal to their company once they are earning good money.
Student accounts
When you go to university you might have a simple current account, but the best thing to do is to open a dedicated student account. Student accounts offer a wide range of benefits, including vouchers and discounts for clothing and record shops. However, the most important part of your student account is the interest-free overdraft
Overdrafts
When you are at university it is likely that at some point you are going to need an overdraft facility to handle the fees whilst not bringing in a lot of money. Therefore it is essential that you pick an account with a good interest-free overdraft limit. Try and find the bank that has the highest level of interest-free overdraft, because any unauthorised borrowing will cost you a lot of money.
In this day and age of multiple careers many people are considering furthering their education online. While this distance education alternative to the regular college campus offers the convenience of working with your current daily obligations this mode of education is not a good choice for all. If you are thinking about obtaining additional education and are looking at distance or online alternatives look over the following personal characteristics to help you decide if you would make a good distance student.
Are you self-motivated? This personality trait is perhaps the most important when it comes from separating successful distance education students from the rest. Unlike a traditional classroom you will not be meeting several times per week to keep you moving along towards progress. You will be assigned projects to complete, and have tests to take, and perhaps will view some teacher notes and then you will be left to your own devices. This means you have to make yourself study even the blandest of material. Your success or failure in learning the material and meeting deadlines will be solely on your shoulders.
Are you a procrastinator? While self motivation and procrastinating seem to go hand in hand, some people are motivated, but only at the last minute. If you wait until the last minute to study for tests or write assignments a distance education would not work well for you. Since you are on your own to prepare you will need to set aside time to prepare and study routinely in order to succeed.
Do you learn well by reading? If you went to a traditional college you would spend most of your class time in lectures, viewing videos, and participating in classroom discussions. If you learn well by reading and have better than average reading comprehension skills you’ll be more prepared to digest all of the reading material on your own.
As a homeschooling parent you are acutely aware of how important it is to have daily plans and be organized. Everyone has their own methods and tactics. And most of these plans certainly weren’t perfect right out of the gate and have evolved over time.
As homeschoolers one of the greatest benefits is that of having great flexibility with how you educate your child. But even with this great educational flexibility you shouldn’t really be sailing without a compass.
When it comes to educating, that compass is your lesson plan.
Although homeschooling generally doesn’t require exacting lesson plans to be turned in, however, not having one at all certainly isn’t a good approach to your child’s education.
Let’s take a look at some general concepts and commonalities about lesson plans that may assist you in developing yours.
First of all, you have to start your thinking with what it is you are going to teach. From there, you’ll need what your objectives for the lesson are. In other words, you’ll want to be able to observe specific behaviors your child is going to be able to do or perform as a result of your teaching. You want the outcomes of your teaching to be measurable and quantifiable; so the more specific the better it will be.
When it comes to career training many people automatically think of getting a college education first. Others think about a vocational education being the key to having a career. Whatever it is that comes to mind it is important to give serious consideration to career training. Without this training a person is most likely going to be stuck in a dead end job with no prospects of bettering oneself.
Before moving on, lets define career training. Basically it prepares students for careers that are traditionally non-academic and directly related to a specific trade, occupation or vocation, hence the term, in which the student participates. It is sometimes referred to as technical education, as the student directly develops expertise in a particular technique or technology.
Career training is a good option for young persons who have not yet entered the workforce. It can also be for persons who are new to the workforce and have limited work experience. Career training can give such persons the opportunity to learn about a profession or skill that will make them more employable. Learning proper on-the-job etiquette and workplace ethics makes them more attractive to employers and gives them a competitive edge over those who have not received such training.
Career training also teaches students techniques, skills and practical solutions that can be used in the real world. It is not just book knowledge that is acquired but actual hands on training. In other words, the student doesn’t read about how to do the job the student actually does the job. This is a huge advantage over those who have only studied the theory of how to do a job but never had the chance to practice what they learned. Students who have received training will feel comfortable entering the workplace secure in the knowledge and experience they have gained.
In this day and age more and more people are looking for individuals to help enhance the interiors of either their homes or offices and certainly if you decide to take up a career as an interior designer the world seems to be your oyster with regards to employment.
There are a number of reasons as to why becoming an interior designer is a good career move, firstly is the freedom that is associated with it, especially the freedom for you to express your own creativity. Certainly many interior designers find that being able to imagine and then watch that idea unfold before them as the work is carried out is the most rewarding part of their career. Also it provides you with a chance to meet new people and in some cases you may find yourself traveling as well (especially if you become successful). Also another reason why many people find a career as an interior designer both exciting and alluring is the chance of becoming their own boss.
Certainly the benefits that this career will provide to you seem quite vast and also there is the added benefit of the possibility of earning a good salary as well (in some cases it can be as much as six figures). But not only this may you well have the chance to visit some of those beautiful homes that you are always looking at in magazines.
Now if you then decide to be an interior designer for businesses, then the types of businesses where you services are likely to be required can be either in Hotels, Restaurants, Spas and you may find that your help will be required by an art gallery.
Management Qualifications - An Overview
The article is about management courses, in a specific way that explains the different levels of such courses, what each type of course contains, how each different type and level of course should help you, how it should change you, and also this is about how each type of course is regarded in the world of business and management.
This article is designed to set the scene, by outlining the range of courses that are available to managers at the different stages of their development.
Let’s start with the foundation, introductory, courses, suitable for those who are taking a first step into the world of management, whether it is as an employee in an organisation, or as a budding entrepreneur.
In this band there is a large number of options, ranging from individual short courses, focusing on skills needed in areas such as teamwork, basic budgeting, decision making, quality, etc
Many organisations run in-house courses in these areas, but it there are also many providers who offer them full qualifications that are stand-alone but also the first step on the management ladder, include the Higher National Certificate and then the Diploma, the HNC and HND, highly regarded national and internationally recognised qualifications, usually taking 2 academic years if studied at college, or 18 months if by distance learning.
These (relative to management) include the HNC / HND in Business & Management / Finance / Marketing / Law and others.
What part of you is only 1% to 3% of your body's mass, yet uses 20% of all the oxygen you breathe? Your brain! Here are ten more brain facts.
- Your brain needs a continuous supply of oxygen. A 10 minute loss of oxygen will usually cause significant neural damage. Cold can lengthen this time, which is why cold-water drowning victims have been revived after as nuch as 40 minutes - without brain damage.
- Your brain uses a fifth of all your blood. It needs it to keep up with the heavy metabolic demands of its neurons. It needs not only the glucose that is delivered, but of course, the oxygen.
- Your brain feels no pain. There are no nerves that register pain within the brain itself. Because of this, neurosurgeons can probe the brain while a patient is conscious (what fun!). By doing this, they can use feedback from the patient to identify important regions, such as those used for speech, or visualization.
- The cerebellum is sometimes called the "little brain," and weighs about 150 grams (a little over five ounces). Found at the lower back side of your brain, you need your cerebellum to maintain posture, to walk, and to perform any coordinated movements. It may also play a role in your sense of smell.
- The human brain weighs an average of a little over three pounds, or 1.4 kilograms. Albert Einstein's brain may have been smaller than yours, because he was smaller than average. There is a general correlation between body size and the size of our brains.
The main idea behind a thesis statement is to give a glimpse of the thesis. In other case if the writer is trying to prove his point or is trying to put forward his idea then a thesis statement can be described as a statement that is put forward as a premise to be proved or maintained. It is generally very short in length, usually comprising of two or three sentences. As the thesis statement gives the reader, a brief idea of the thesis therefore it is recommended that it should be used in the introductory paragraph. However in some rare cases the writers tend to use it in the concluding paragraph. As we all know that “First impression is the last one”. Similarly a good thesis statement leads to a good thesis or in other words a good thesis statement guarantees an impressive and outstanding upcoming thesis. Thus the thesis statement is an integral part of thesis and utmost care should be taken while writing an appropriate one. A thesis statement can be a quote that could create a clear picture of the thesis or its concept. If the writer is trying to prove his point then it can be a problem statement. The problem statement gives the reader a hint of what will be the thesis all about.
You need not to be petrified or worried if your educator asks you to write a thesis statement for your assignment in composing the appropriate statement for your thesis possessing a comprehensible approach and prepared by a pedagogic person.
It is a great task of parents of today's generation to establish a fixed curriculum standard in getting their children started for a valuable formal education. The home handles the informal education of each individual from the time he is a toddler, after which parents may choose the kind of school, that will later be a trademark institution linking him to wherever his objectives and goals bring him.
There are many highly exclusive schools for either gender. Educational settings of this kind are highly expensive, are opened to the rich and affluent. There are those simply private, inclusive of all coeds, a much more highly standardized than a public school. Public schools operational systems are based on the economic condition of a place.
Products of public schools of the third world and poorer countries, and those promoting scholarships of some kind don't meet the normal standard level in education. Institutional systems' lack of certain criteria fails to cope in developing confidence, and competitiveness in business, and harsh brutalities of life when they go their own, in job seeking, entrepreneurship, or raising a family.
The modern-day complexity in today's lifestyle, made possible the accreditation of various studies within the confines of a home. There are various reasons why it is done so, especially to exceptional cases in the nature of work, and the situations of life one has been drawn into. Examples of individuals that need apply a home schooling curriculum are those in the entertainment world, such as in the movies, television, theatres, and advertisements when there's no definite time in photo or filming footages.
The most important ingredient for a successful career is a job which you enjoy and have the right talents for. But unfortunately, most of the people get stuck in the wrong job and are unhappy with the way their career has been moving. If you are one such person, then it is best to go for a career counseling program to land yourself into a dream job rather than being unnecessarily trapped in the wrong one.
Out of all the ingredients for a successful career, the most important one is to fit your job. The people at the top of their careers are the ones who are fortunate enough to land themselves in a job they find meaningful and enjoy -- A job which suits their talent and skills. But unfortunately, most people get stuck in the wrong job and however hard they try, it becomes very difficult to excel in and enjoy their work.
Since a wide variety of options are available today, it often, instead of being an advantage, becomes a lot more complicated to decide. At such times, it more or less seems like a Pandora's box (i.e, a state of dilemma and confusion). Thus, one of the main reasons why people land into the wrong job is that most people are clueless as to which careers will compliment their interests, talent and skills… and neither do they get an appropriate advice.
An MBA degree holder or a business leader? Who makes better managers? The debate continues furiously. Both have their own value. But above all these debates MBA stands out with its own charm. MBA i.e. Master of Business Administration makes you much more valuable to the employer of an organization. The tag MBA makes you different from the other degree holders. Then why not have an MBA degree? You might think that many of your friends despite not having an MBA degree are getting good jobs with high salary. You might also get upset thinking that you being an MBA and another being a non MBA are all the same. But hang on! That’s not true!
Basically MBA is an enhancement of managerial skills and professionalism. MBA is not must but it it’s an added asset to your career. It adds an extra edge to your career and at the same time boosts your career prospects. So if you are looking forward to give a good boost to your career then MBA is just for you. If you're looking to become more marketable in the business field, or if you're seeking to specialize in an area such as marketing or finance, then MBA is must for you.
You might be wondering about the advantages of the degree. Today’s market place has become more complex. So they need good employees who can balance the situation of the organization and handle the managerial positions. All these require an advanced level of knowledge and skills.
There are many great places to work in America, however many people feel constantly dragged down by the lack of job opportunities they feel exist. Actually, there are many jobs available for those with the right qualifications. Many times it is just a matter of deciding what you want to do, researching what it takes to obtain that position, and setting a plan into place to achieve that goal. This is a lot simpler task than most people make it out to be. There is no job in the world that can't be yours with the right training. In fact, most people can land a job by simply obtaining the proper qualifications, and having an optimistic attitude. The position probably won't just drop into your lap, and it will take hard work and diligent effort. While the attitude part is something you must come to on your own, training for a career will take some effort. Online degrees are becoming very popular and are something to consider. In fact, considering an online IT degree may be just the right fit for someone looking for advancement.
Having an online IT degree is something people once overlooked as a position for the computer whiz at a not so common computer based company. With computers now playing such an important role in day to day operations, the IT positions are extremely valuable within most organizations. As the technology gap is bridged between software applications, and the internet, more and more students are earning their online IT degree, and profiting from the experience. Counting all the major online programs can be a dubious task, but no matter what the other programs online have to offer, the online IT degree is still one of the most valuable degrees one can earn, and will help you become a more profitable individual in the process.
The reason that an online IT degree is a direct path to great jobs is that the certification allows you to do so much that many people simply aren't qualified to do. With this degree you will be able to work with computers and the internet in ways that most people can't. If a company wants a quality IT professional to help them with their needs, the market rate is somewhere in the fifty to sixty thousand dollar a year range. With your online IT degree you will be eligible for that salary. Many of those working at companies today find themselves among the top paid professionals in the company with their IT certifications fully utilized.
Every year thousands of students come out of university successfully with their graduate degree. However, life starts becoming tougher after that. When they start searching for graduate jobs they find the real difficulties. If you search then you will find that there is really lesser amount of graduate jobs available. Most of the companies advertise for experienced designations. However, we are not saying that getting the graduate jobs are impossible. What we are just saying that you need to work a bit harder to get the graduate jobs.
Everyone has some dreams and they all want to fulfill their dreams. The first thing they need is the proper degree for that. Once you got the right degree you can then find the track on which you want to proceed. You must remember that you need to make your mark not only among the graduate jobs seekers but also among the experienced professionals. It is very important that you write a compact cover letter along with your resume. This is the first thing that will convince the employers about your capability for any graduate jobs. Your writing skill will be tested through this. That is why communication, verbal and writing skill is extremely important. You need to mention all your achievements properly. You never know what you can expect and you might bag graduate jobs as well. Usually the companies think that the experienced professionals are accustomed with the corporate culture and they can handle the problems well. On the other hand, they need to spend a lot of time and effort to train the new graduate jobs seekers. It is now up to you to convince the employers in time of interview that you have everything they need for these graduate jobs.
Any university degree is worth having, even more so are the advanced degrees such as the PhD’s because these sort of degrees certify you as an authority in any field which you decide to specialize in. These fields may vary in nature but if you have a PhD you tend to set yourself apart from the rest in your field and increase your capacity for potential and future earnings. Few people can boast of having a PhD degree with no employment or career prospects as an advanced degree almost always guarantees some better form of career placement. This career placement better positions you in any career or occupation where you decide to place yourself.
PhD’s aren’t all about career advancement and earning a bigger paycheck. In any field which you choose to get your PhD, there will be specialists imbued with such knowledge who can help you by telling you more about what you need to know in your field of learning. The level of knowledge that you get will also help you in deciding how best to proceed with any future career prospects. Sometimes in different work scenarios we need some differentiation between others who have more or less the same skills and capabilities that we possess. By getting and additional degree you give yourself an edge over other people.
There are different places where an individual can get a PhD degree. You can enroll in an institution of higher learning for such purposes. These institutions of higher learning have different faculties and different courses which you can enroll in all in order to get the knowledge that you desire. Most people however have problems with finding a university to enroll in, in their immediate neighborhoods, part of the reasons limiting their ability to enroll for these programs is largely due to their employment constraints.
Maybe you or your child or just someone you know is still in high school or even in middle school. It is never too early to prepare to receive and higher education to further your success in life. Have a better education usually means a higher salary and studies have proven that those with a college degree earn more than those with just a high school diploma or a G.E.D.
So now that we are clear that more education means more money down the road in life, what do you need to make that happen? First off we need to make sure we clear up some misunderstandings. Not all colleges are the same, each and every college or university is the same. Each one has their own strengths that they excel in, so before you decide where to attend you first need to decide on what you wish to major in. Once you've decided on what you want to be in your future then you can decide on which campus you wish to attend. And don't limit yourself to just 1 school. Try to pick a variety of places that you might want to attend because the more you try to shoot for, the more chance you will have into being accepted into some college or university.
As mentioned before, not all colleges and universities are the same. This also applies for how much attending a certain university or college charges a student to attend their classes. Some places like community colleges charge a very low amount for their classes and private universities charge extremely high priced amount for just a quarter.
Most career advice out there focusses on finding a job. But good career advice doesn't stop there! Getting the job is only the first step in a long and rewarding career. It's important to celebrate when you get that good news call, but don't forget, now is when the real work begins! Read on for tips on how to make sure your new job gets off on the right foot.
There's Only One Chance to Make a First Impression
When you think of making a first impression, you probably think about what you're going to wear. And that's important! Don't discount the career advice that tells you how to dress for success. But making a good first impression goes beyond the clothes. Does your hair need a trim? How about your nails? Think about your outer accessories as well - the best suit in the world won't get a second glance if you show up to your place of employment in an old, ragged coat. Ladies, make sure your handbag is clean and empty of old receipts, mint wrappers and other bits - the last thing you want your new employer to see is a mess when you pull out a pen to take notes. Gentleman? If you use a wallet make sure it's tidy as well. You won't win any bonus points for having one with Velcro or pictures of Spiderman on it, so if you need a grown up wallet, now's the time to buy one. And finally? Don't forget to do a transportation test run before the first day, ideally at the same time as you'll be travelling normally. You'll be nervous enough that first day and don't want any surprises.
BEFORE TAKING THE NEXT STEP IN YOUR CAREER PATH YOU MUST SUCCEED AT YOUR INTERVIEW. IT IS AT THIS TIME THAT ALL THAT CONFIDENCE YOU HAD SEEMS TO DISAPPEAR. SUCCESSFUL INTERVIEWS DON'T JUST HAPPEN THEY REQUIRE PREPARATION. GO PREPARED AND MAINTAIN YOUR CONFIDENCE.
Preparation
Talk to your Elisjones Consultant and find out about the company offering the position, its job specification and the skills and experience required.
Do your Homework. Research the company. Check out their website, find out about their products and services. Compare your skills and experience against the job specification.
Make a note of any special skills or experience you have that matches the job specification that can validate your selection for the job.
Make a list of questions to ask the interviewer. Always let the interviewer know that you have researched their website, and tell them you have some additional questions. (Talk to your Elisjones consultant about the sort of questions that would be appropriate at this point.)
Plan your travel to the interview. Ideally arrive ten minutes early so that you arrive relaxed. (If taking public transport, take the earlier train or bus to allow for cancellations.)
Present yourself as the person you want to be. Look professional – smart, tidy and clean. For corporate positions wear a classic dark suit (including jacket) – make sure it is pressed and clean. Avoid sandals, sling back shoes and sneakers. Avoid unnecessary adornments like rings, bracelets and chunky earrings.
Be prepared to answer situational or behavioural questions related to the role. (Ask your Elisjones consultant if you are unsure.) For example for a customer service position you could be asked: "Can you tell me how you would handle a difficult customer who has a complaint."
Know your strengths and weaknesses. Prepare yourself ahead – many of our weaknesses are also our strengths – so tell your interviewer this. For example – 'attention to detail' can be a strength and a weakness – it can slow you down if overdone. Avoid saying that you don't have weaknesses. We all have them, so this wouldn't be credible.
The Interview Itself
You have arrived at the interview location on time, well dressed and well prepared and your mobile phone turned off.
- Greet the interviewer with a friendly smile and a firm hand shake.
- Most interviewers will then endeavour to put you at ease by having a general chat prior to asking you questions.
Speak at a normal pace. Avoid speaking too fast. (Some people speak fast when they are nervous – be aware of this and slow your speech if necessary.)
Always look at the interviewer – keep eye contact as much as possible. Try to smile, as this relaxes you. Do not cross your arms. Lean forward slightly and show interest in the job.
Phrase responses in positive terms – avoid negatives. This presents you as an optimist rather than a pessimist. Answer questions in short descriptive phrases without waffling. Be precise and clear with your answers.
If you completed your preparation, you should now know how to answer your strengths and weaknesses if asked. Similarly you should be prepared for any behavioural or situational questions having checked with your EJ Consultant.
Closing the Interview
Avoid asking about remuneration until the end of the interview. Allow time for the interviewer to approach the subject first. Initially answer the question by saying - for example - "I believe the market range is $60-$65,000". The reason for this is to allow the employing company to commit itself first with a guideline figure.
If an offer is made at the interview, and you are keen to accept the job – do so. However, if you are unsure – or you need to discuss the position further with your Consultant or partner, confirm your interest in the job and tell the interviewer that you would like to discuss the offer with your partner (or consultant) first before accepting.
If a job offer isn't made – ask for the Job. Don't be worried if the job is not offered immediately as there could be others to be interviewed.
Where the interviewer brings the interview to an end thank the interviewer for their time (and for the job offer – if made). Confirm your interest in the job.
Ring your Elisjones consultant and discuss any queries you have about the position that needs to be clarified. Provide feedback of your interest or otherwise in the position as soon as possible after the interview. Remember it is best if the consultant has your feedback before talking to the employer regarding their response. It demonstrates your enthusiasm for the role.
DO NOT
If you "forget" to turn off your mobile phone – ignore it and apologise to your interviewer – do not ask can you answer it.
Do NOT chew gum.
DO
Sell yourself.
Remember you are a person with good skills and experience that fits the job on offer. (Your Elisjones consultant has already matched your skills and experience.) Your Consultant believes in you – now believe in yourself.
About The Author:-
At Elisjones our aim is not to be the biggest but the BEST. The best in terms of the quality candidates we deliver, the quality service we provide to candidates and clients; the caring attitude we provide to all, and the giving and sharing of our time - always in an ethical and honest manner.
Entrance exams are the gateway to many prestigious colleges, which would help you construct a secure future. Nowadays, there are numerous career options for students, irrespective of their academic background. Since there are thousands of students enrolling themselves every year, these entrance exams works as a doorway, which lets only the most dedicated, and deserving students in. there are entrance exams for many courses like engineering, mba, nursing, MBBS etc. the exam paper of these entrance exams are set by a group of trained professionals in that field. They are difficult but not impossible to crack as they are designed keeping in mind the students.
One has to prepare thoroughly for entrance exams. Unlike the exam papers in school, they are more difficult and cover a wider syllabus. One of the main pre-requisite of entrance exams is studying general knowledge. Many exams ask questions related to current affairs and discuss general topics. In order to answer them, one needs to have thorough knowledge of current events and news happening around you, both national and international. Many students get worried during these exams and end up failing miserably. One has to have a cool head and prepare in a systematic way. One of the best ways is to form a timetable of all the subjects. Following are some of the basic tips to prepare for the entrance exams:
When it comes to college, many young people feel as though they do not need it in order to make a good living. As the young people grow and become adults, it is soon realized that not having a college education was not such a great idea.
Those with a college degree are far likely to be hired for any position out there, before someone without a degree.
In fact, someone without a degree but ten years of hands oo experience is often times passed up on for someone with no hands on experience but a college degree under their belt.
Because of that fact alone it is vital to make sure that you obtain a college degree. Whether you are seventeen years old or forty years old now is the time in your life to begin thinking about improving your education.
You are never too young or too old to think about college as you have a lot of life to live and you want to be able to make the most of it. But besides the money aspect of the whole college issue, there are other reasons to earn a college education.
Those with a college degree under their belt, no matter what it was that they specialized in, are treated with more respect in the community. While that is a sad thing to say and some people are not likely to believe it, it is true.
